Motor Boat Finance

Exclusive Rates from 4.60%

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Sure Marine Finance provides a range of finance options for individuals and companies looking to purchase a new or used motor boat for business or pleasure. Rates from just 4.60% APR

Why Sure Finance?

Motor Boat Finance

Motor boat finance from £50k to £2m

Motor Boat Loans

Marine finance specialists

Motor Boat Mortgages

Choice of finance options

MotorBoat Financing

Flexible marine mortgages

MotorBoat Loans

Refinance options

MotorBoat FinanceRegulated by the FCA

Motor Boat Loans

Motor boat finance from £50k to £2m

Motor Boat Financing

Marine finance specialists

Motor Boat Finance

Choice of finance options

Motor Boat Mortgages

Flexible marine mortgages

MotorBoat Loans

Refinance options

MotorBoat Finance

Regulated by the FCA

Motor Boat Finance

At Sure Marine Finance, we recognise how frustrating it can be sourcing motor boat finance — whether you are looking for a £50k boat to meander through inland the UK’s waterways or, perhaps you’re looking to cruise further afield, then you may be looking at something bigger and more luxurious, Sure Marine Finance will have a financial solution that allows you to buy the boat of your dreams.

Our Motor Boat finance options

Depending on your preferred route, we have finance options for all motor boat owners, whether that’s a marine mortgage — where the security is held over the motor boat itself or a secured loan, where the loan is secured against a UK residential property (or properties). Below is a breakdown of the features for both a marine mortgage and a secured loan:

Marine Mortgage

  • Interest rates around 8% APR
  • 20% deposit
 7 years repayment term with an optional balloon payment
  • Finance secured on motor boat
  • Loans from £40k to £0.5m
  • Finance agreement can be made personally or through a company

Secured Loans

  • Interest rates around 4.6% APR
  • No deposit
  • Repayment period up to 20 years
  • Loans from £25k to £2m
  • Security is made on a UK residential property (or properties)

Why choose a Motor Boat Finance broker?

Regardless of how much you are spending on your motor boat, you want to reassure yourself that you are getting the best options available to you. Certainly, you can approach lenders directly, however, multiple application will inevitably lead to a negative impact on your credit score.

To shortcut these potential pitfalls, leave the hard work to the professionals. As motor boat finance brokers, we will source the best available deals that best match with your finances – whether that be business or personal acquisition.

Motor boat Finance – setting your budget

The expense of owning a boat does not start and stop at the initial purchase. Just like any other large purchase it is prudent to factor in all financial eventualities from the outset. Carefully consider mooring costs (this will depend on the size of the motor boat and where it will be kept – summer and winter). Also take into consideration fuel costs and insurance too. To keep your boat looking great and in first class working order, regular maintenance is going to be essential too. Having a full appreciation of all costs will allow you to fully relax onboard your new motor boat with friends and family.

Where can I buy my Motor Boat from?

Once you have narrowed down which type of motor boat you are looking for it’s time to consider where to look. Sure Marine Finance do not place restrictions on where you can buy your motor boat from – whether that’s from a marina, boat yard or a private sale, providing all the relevant paperwork is in place. Sure Marine Finance are also here to offer our assistance with paperwork, surveys and can also perform credit checks on the motor boat.

What next?

Depending on whether you have identified a motor boat and are ready to close the deal imminently or simply want to explore your options ,you can get in touch either by completing our initial Application Form or you can call us on our freephone number 0800 150 4609.

Coastal Boat Finance Testimonial

What our customers say

Excellent service from start to finish. Very polite, professional, friendly and kept us updated at every stage of the process.

What our customers say

Excellent service from start to finish. Very polite, professional, friendly and kept us updated at every stage of the process.

Frequently asked questions

We can arrange finance for motor boats between £50k and £2m. We have a choice of finance options, including marine mortgages and secured loans. Please ask for details.

If you choose a marine mortgage, then our lenders may prefer that you buy your motor boat from a reputable retailer or marina. However, if you choose a secured loan, the same restrictions do not apply, meaning you can buy your motor boat from a private seller. We do however try to be as flexible as possible so will attempt to accommodate most scenarios.

Providing your motor boat is registered on a UK or UK territory register, then arranging finance for a motor boat outside of UK waters is not an issue.

If you are taking out a marine mortgage it will be a requirement of the buyer to arrange a professional out-of-water survey and valuation, unless you are buying a new motorboat. If, however, you choose to take out a secured loan, a survey and valuation is not a requirement, however we would always recommend buyers commission them to assess the condition of the vessel.

Yes, motor boat insurance is a requirement by the lender when taking out a marine mortgage.

If you wish to explore which financial solution best matches your criteria, simply complete our initial application form, which can be found here. You can also call on our freephone number and speak to one of our marine finance specialists on 0800 140 4609 Monday to Friday.

Sure Marine Finance - Boat Finance

Frequently asked questions

We can arrange finance for motor boats between £50k and £2m. We have a choice of finance options, including marine mortgages and secured loans. Please ask for details.

If you choose a marine mortgage, then our lenders may prefer that you buy your motor boat from a reputable retailer or marina. However, if you choose a secured loan, the same restrictions do not apply, meaning you can buy your motor boat from a private seller. We do however try to be as flexible as possible so will attempt to accommodate most scenarios.

Providing your motor boat is registered on a UK or UK territory register, then arranging finance for a motor boat outside of UK waters is not an issue.

If you are taking out a marine mortgage it will be a requirement of the buyer to arrange a professional out-of-water survey and valuation, unless you are buying a new motorboat. If, however, you choose to take out a secured loan, a survey and valuation is not a requirement, however we would always recommend buyers commission them to assess the condition of the vessel.

Yes, motor boat insurance is a requirement by the lender when taking out a marine mortgage.

If you wish to explore which financial solution best matches your criteria, simply complete our initial application form, which can be found here. You can also call on our freephone number and speak to one of our marine finance specialists on 0800 140 4609 Monday to Friday.

Sure Marine Finance, Boat Financing

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LOANS – Rates from 3.65% variable. We also have a range of plans with rates up to 65.2% allowing us to help customers with a range of credit problems. Representative 8.6% APRC variable. Representative example: if you borrow £10,000 over 10 years at an Annual Interest Rate of 5.14% (variable) you would make 120 payments of £122.71 per month. The total amount repayable will be £14725.20 (This includes a lender fee of £495 and a broker fee of £1000 which have been added to the loan.) The overall cost for comparison is 8.6% APRC representative. Maximum APR 65.2%


Sure Marine Finance is a trading style of The Hub Branding Consultancy Limited. Registered in Scotland. Registered Office: Caʼdʼoro Building, 45 Gordon Street, Glasgow, G1 3PE. Co Reg No. SC346006 . Sure Marine Finance is authorised and regulated by the Financial Conduct Authority No 816876.

Sure Marine Finance is not a lender but is an authorised credit broker which introduces borrowers and lenders for the purposes of entering into a lending agreement.

Sure Marine Finance does not charge customers a fee for using its broker services, but it receives a commission from lenders or other brokers if a customer enters into a consumer credit agreement with a lender or broker following an introduction through this website.

* Secured loans only